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Steinbeck Mortgage

Welcome to Steinbeck Mortgage, Inc.: Your Local, Trusted Mortgage Brokerage

Exceptional Mortgage Services by Steinbeck Mortgage, Inc.

Steinbeck Mortgage, Inc. is a locally owned and award-winning mortgage brokerage, serving the Greater Central Coast and San Francisco Bay Area. Over the years, we have consistently been voted Best Mortgage Broker in multiple county-wide Readers' Choice Awards. Our high production has also earned us recognition from various home mortgage finance lenders and organizations, highlighting our excellence in both service and results.

Our highly trained and ethical Mortgage Loan Originators are dedicated to delivering personalized service and expert guidance. We provide a wide range of tailored home financing products:

  • Conventional Home Loans: Low mortgage insurance premiums, ideal for buyers with limited down payments.
  • Mortgage Refinancing: Eliminate Private Mortgage Insurance (PMI) or secure better terms.
  • HomeSafe Reverse Mortgages: Financing options for buyers 62+ to upsize, downsize, or relocate.
  • HECMs: Flexible financing for homeowners 62+ with fixed or adjustable rates.
  • VA Loans: No down payment or mortgage insurance for veterans with the lowest monthly payments.
  • FHA Loans: First-time homebuyer solutions with expert guidance.
  • USDA Loans: Zero down payment and low fees for rural homebuyers.
  • Commercial Property Financing: Tailored solutions for businesses and investors.
  • CalHFA Preferred Broker: Affordable financing for low and moderate-income families.
  • Construction Financing: Full support for your building projects.
  • School Teacher & Employee Program: Specialized financing for educators.
  • Wholesale Lending Products: Competitive rates and loan options for various needs.
  • Credit Upgrade & Financial Plans: Custom strategies to help you achieve homeownership.
  • Realtor Assistance: On-site support and co-branded marketing for Realtors.

Walk-ins Welcome!
Visit us in downtown Salinas or Toro Park Center—we love meeting face-to-face. However, we proudly serve clients throughout the state of California.

Contact us today at (831) 417-1000 to chat with our knowledgeable team and secure the perfect mortgage for your needs.

DRE 01937343 | NMLS ID 1091849

Our Mortgage Loan Originators

Catalina Perez, Mortgage Loan Originator

NMLS# 341394/CALDRE#01495909

 

Catalina Perez Mortgage Loan Originator

Introducing Catalina Perez: An Award-Winning Mortgage Loan Originator

Catalina Perez is a highly acclaimed and accomplished Mortgage Loan Originator, recognized for her exceptional expertise and outstanding service in the mortgage industry. With an impressive track record of success, Catalina has earned numerous accolades and awards for her unwavering dedication to helping clients achieve their homeownership dreams.

With years of experience and a deep understanding of the mortgage landscape, Catalina possesses an unparalleled level of knowledge and skill. She has mastered the art of guiding individuals and families through the complex process of securing a mortgage, ensuring seamless transactions and favorable outcomes. Her commitment to providing personalized solutions tailored to each client's unique needs has earned her a reputation as a trusted advisor in the industry.

Catalina's passion for her craft is evident in her unwavering pursuit of excellence. Her unwavering attention to detail, meticulous analysis of financial scenarios, and ability to identify the best mortgage options have consistently positioned her as a top performer in her field. Through her strategic partnerships with leading financial institutions, she is able to offer her clients access to a wide range of competitive loan products and favorable rates.

Beyond her professional achievements, Catalina is admired for her exceptional customer service. She believes that transparent and open communication is key to fostering strong relationships with her clients. By actively listening to their goals and concerns, she provides expert guidance and ensures they are well-informed throughout the entire mortgage process. Catalina's genuine care for her clients and her unwavering commitment to their success set her apart as a true industry leader.

As a testament to her remarkable contributions, Catalina Perez has been honored with prestigious awards in recognition of her exceptional performance By The Scotsman Guide and countless Readers’ Choice Awards for client satisfaction. These accolades reflect her unwavering dedication to excellence and her tireless efforts in making the dream of homeownership a reality for countless individuals and families.

Whether you are a first-time homebuyer, looking to refinance, or in need of expert mortgage advice, Catalina Perez is the trusted professional you can rely on. With her proven track record, industry recognition, and unwavering commitment to client success, Catalina is poised to exceed your expectations and guide you through every step of your mortgage journey.

Ricky Suarez, Mortgage Loan Originator

NMLS# 1421977/CALDRE# 01986661

 

Ricky is a Mortgage Loan Originator at Steinbeck Mortgage, Inc. Licensed in California NMLS # 1421977.

Ricky graduated from UCLA in 2001 with a B.S. in applied mathematics. After graduating he worked at Cisco Systems until 2014 as a lease originator, business analyst and project manager. He joined the mortgage industry in 2015 and has since helped many local clients through the home purchasing and refinance process.

During his time in the industry Ricky has hosted countless real estate seminars to educate local agents and first-time homebuyers about industry changes and new opportunities. He prides himself on being available on weekends for his Realtor partners with instant pre-qualifications and loan informational handouts at their open houses.

Ricky is a resident of Gilroy, California and is married with 3 children. He has been very involved in youth sports since college and has served as a volunteer baseball and softball coach. Ricky enjoys anything baseball and college football related.

Product Offered Through Approved Vendors. Steinbeck Mortgage, Inc. NMLS ID # 1091849 DRE 01937343 | Product not offered in all states. | Loans are subject to investor and business credit approval, appraisal and geographic location of the property and other underwriting criteria. Loan amounts and rates vary depending upon loan type, LTV, verification of application information and other risk based factors. Some products may not be available for property type or area. Application fees, closing costs and other fees may apply.

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act,

1094085 or Licensed by the Department of Business Oversight under the California Finance Lenders Law,

1094085, Licensed by the California Department of Real Estate, [DRE License #], 01937313